Attention homeowners in Ortonville and Big Stone County: Need an appraisal?
The top 7 reasons Minnesota homeowners order from Neu Real Estate:
At Neu Real Estate, we understand the unique needs of a consumer looking for appraisal services. Our customary business clients get the appraisal process and the customary "products" we deliver to them. But as a general consumer, we will give you extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.
Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your house because of your emotional attachment to it. Professional appraisers, like the ones at Neu Real Estate, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is a very valuable negotiating tool once you have a potential buyer. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value judgement than yours.
Challenging property tax assessmentsLet's say you live in a local area that's declining -- your local tax assessor may have your home overvalued. That only means you're going to pay more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal from Neu Real Estate is your #1 weapon when contesting your property tax assessment.
Appraisals to remove PMIPMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Neu Real Estate is experienced in helping clients just like you abolish unnecessary PMI insurance.
HELOC recently frozen?Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. Neu Real Estate can help you reinstate your home equity line of credit with a professional appraisal.
Need Field and Desktop Appraisal Review Services?Would you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for accuracy? An appraiser from Neu Real Estate can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have in your possession. Although most appraisal reviews are commissioned by lenders, homeowners suspecting they've been the victim of mortgage fraud are wise to get a second opinion.